![]() ![]() You can also use Credible’s mortgage calculator to estimate your monthly mortgage payments.īased on data compiled by Credible, mortgage refinance rates have risen for two key terms, while two others have fallen since yesterday. To find great mortgage rates, start by using Credible’s secured website, which can show you current mortgage rates from multiple lenders without affecting your credit score. Homebuyers who would rather have a smaller monthly payment should instead consider 30-year terms, as they have the lowest rate out of the two longer terms. Borrowers looking to maximize their interest savings should consider today’s lowest rate, 10-year terms at 5.875%. Additionally, rates for 15-year terms have remained unchanged at 7.125%. Meanwhile, rates for 20- and 30-year terms have edged up to 8% and 7.625%, respectively. Today, rates for 10-year terms have fallen by a half of a percentage point to 5.875%. What this means: Mortgage purchase rates continue to stay above 7% for 15-, 20-, and 30-year terms. Credible, a personal finance marketplace, has 5,000 Trustpilot reviews with an average star rating of 4.7 (out of a possible 5.0). These rates are based on the assumptions shown here. ![]() 15-year fixed mortgage rates : 7.125%, unchanged. ![]()
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